Trusted by 39+ Zambian Lenders

Revolutionize Your Lending Business

Enterprise-grade loan management solutions designed for the Zambian market. Automate operations, reduce risks, and scale your business.

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Bank-level Security
99.9% Uptime

Live Portfolio Overview

Real-time metrics dashboard

K2.5M
Portfolio
98%
Recovery
1,256
Active Loans
Loan Disbursements +23%
Repayments On Track
Affiliate Program: Earn 20% recurring commission Learn More →
39+
Active Lenders
K2.5M+
Loans Processed
98.5%
Recovery Rate
24/7
Support

Powerful Features

Everything you need to manage your lending operations

Smart Borrower Management

Complete borrower profiles with credit scoring and document management.

  • Digital KYC Verification
  • Credit Scoring Engine
  • Document Storage

Advanced Analytics

Real-time insights into your portfolio performance.

  • Portfolio Dashboard
  • Risk Assessment
  • Predictive Analytics

AI-Powered Automation

Automated payment processing and collection workflows.

  • Auto Payment Reminders
  • Collection Workflows
  • WhatsApp Integration
Bank-Level Security 99.9% Uptime 24/7 Support Mobile Money Real-time Analytics

How It Works

Get started in minutes

1

Create Account

Sign up for free and choose your plan. No credit card required.

2

Add Borrowers

Import or add borrowers with complete KYC verification.

3

Create Loans

Set up loans with custom interest rates and schedules.

4

Track & Grow

Monitor performance and scale your lending business.

Seamless Integrations

Connect with your favorite payment providers

Airtel Money

Real-time payments

MTN Mobile Money

Instant transfers

Bank Transfer

All Zambian banks

WhatsApp

Auto reminders

What Our Clients Say

Trusted by lenders across Zambia

"Malidea has transformed how we manage our loan portfolio. The automation features alone saved us hours of manual work."

John Mulenga
CEO, Lusaka Loans

"The customer support is exceptional. Any time we have questions, the team responds within minutes. Highly recommended!"

Alice Banda
Operations Manager, Kitwe Finance

"Since switching to Malidea, our loan processing time has decreased by 60%. The reporting features are incredibly powerful."

Michael Phiri
Director, Ndola Credit
5K+
Loans Processed
K50M+
Total Value
100+
Cities Covered
99.9%
Uptime

Simple Pricing

Choose the perfect plan for your business

Basic

K150.00 /month

Perfect for small lending operations just starting out

  • 1 Admin Account
  • 1 Branch
  • Up to 15 Clients
  • 30 SMS Reminders
Get Started
POPULAR

Standard

K375.00 /month

Ideal for growing lending businesses

  • 1 Admin Account
  • 1 Branch
  • Up to 30 Clients
  • 100 SMS Reminders
Get Started

Premium

K750.00 /month

For established lending institutions

  • 2 Admin Accounts
  • 2 Branches
  • Up to 100 Clients
  • 1500 Auto SMS Reminders
Get Started

Premium

K1,500.00 /month

For established lending institutions

  • 8 Admin Accounts
  • 4 Branches
  • Up to 300 Clients
  • 1500 Auto SMS Reminders
Get Started

Enterprise

Custom

For large institutions with complex requirements

Contact Sales
  • Unlimited Everything
  • Dedicated Account Manager
  • Custom Development
  • White Label Solution
  • On-premises Deployment

Meet Our Team

The experts behind Malidea

Madura Ngoma

Founder & CEO

10+ years in financial technology, passionate about empowering Zambian lenders.

Sarah Phiri

CTO

Expert in software architecture and scalable systems.

James Banda

Head of Operations

Ensuring smooth daily operations and client success.

Grace Chisanga

Customer Success

Dedicated to helping clients achieve their goals.

Frequently Asked Questions

Everything you need to know

We use bank-level 256-bit SSL encryption, regular security audits, and secure data centers. Your data is backed up daily and never shared with third parties.

Yes! You can upgrade or downgrade your plan at any time. Changes take effect immediately and we prorate your billing.

Absolutely! We offer a 14-day free trial on all paid plans. No credit card required to start.

Yes! All plans include onboarding assistance. Premium and Enterprise plans include dedicated training sessions for your team.

Latest Insights

Tips and news from our team

March 15, 2026
5 Tips for Reducing Loan Defaults

Learn how automated reminders and credit scoring can help you maintain a healthy portfolio.

Read More →
March 10, 2026
Automating Loan Collections

How AI-powered workflows can save you hours of manual work every week.

Read More →
March 5, 2026
Security Best Practices

Essential security measures every lender should implement to protect client data.

Read More →

Trusted by leading companies

Ready to Transform Your Lending Business?

Join hundreds of successful lenders using Malidea. Start your free 14-day trial today.

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